Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/tools/banking/payment.go

@@ -0,0 +1,60 @@
+package banking
+
+import (
+	"context"
+
+	"github.com/explorer/virtual-banker/backend/tools"
+)
+
+// SubmitPaymentTool submits a payment
+type SubmitPaymentTool struct{}
+
+// NewSubmitPaymentTool creates a new submit payment tool
+func NewSubmitPaymentTool() *SubmitPaymentTool {
+	return &SubmitPaymentTool{}
+}
+
+// Name returns the tool name
+func (t *SubmitPaymentTool) Name() string {
+	return "submit_payment"
+}
+
+// Description returns the tool description
+func (t *SubmitPaymentTool) Description() string {
+	return "Submit a payment transaction (requires confirmation)"
+}
+
+// Execute executes the tool
+func (t *SubmitPaymentTool) Execute(ctx context.Context, params map[string]interface{}) (*tools.ToolResult, error) {
+	amount, _ := params["amount"].(float64)
+	method, _ := params["method"].(string)
+
+	if amount <= 0 {
+		return &tools.ToolResult{
+			Success: false,
+			Error:   "amount must be greater than 0",
+		}, nil
+	}
+
+	if method == "" {
+		return &tools.ToolResult{
+			Success: false,
+			Error:   "payment method is required",
+		}, nil
+	}
+
+	// TODO: Call backend/banking/payments/ service
+	// For now, return mock data
+	return &tools.ToolResult{
+		Success: true,
+		Data: map[string]interface{}{
+			"payment_id":     "PAY-11111",
+			"amount":         amount,
+			"method":         method,
+			"status":         "pending_confirmation",
+			"transaction_id": "TXN-22222",
+		},
+		RequiresConfirmation: true, // Payments always require confirmation
+	}, nil
+}
+