Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

TASK_SUMMARY.md

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+# Virtual Banker - Task Summary (Quick Reference)
+
+## ✅ Completed: 50+ Tasks
+
+**All core implementation complete** - System is functional with mock services
+
+## 🔴 Critical (Must Do Before Production): 12 Tasks
+
+1. **Replace ASR Mock** → Deepgram or Google STT
+2. **Replace TTS Mock** → ElevenLabs or Azure TTS  
+3. **Replace LLM Mock** → OpenAI or Anthropic
+4. **Complete WebRTC Signaling** → SDP offer/answer, ICE candidates
+5. **Set Up TURN Server** → For NAT traversal
+6. **Implement Media Streaming** → Audio/video streams
+7. **Unreal Engine Setup** → Create project, import character, configure PixelStreaming
+8. **Package Unreal Project** → For Linux deployment
+9. **Connect Banking APIs** → Update endpoints to match actual services
+10. **Security Audit** → Penetration testing, vulnerability scanning
+11. **Secrets Management** → Vault or AWS Secrets Manager
+12. **Production Monitoring** → Prometheus, Grafana, alerting
+
+## 🟠 High Priority: 20+ Tasks
+
+### Testing (8 tasks)
+- Unit tests for all services
+- Integration tests
+- E2E tests
+- Load testing
+- Security testing
+
+### Security (6 tasks)
+- JWT validation enhancement
+- Input validation
+- PII detection/redaction
+- Content filtering enhancement
+- Network security
+- Application security audit
+
+### Monitoring (6 tasks)
+- Prometheus metrics
+- Grafana dashboards
+- Centralized logging
+- Distributed tracing
+- Alerting rules
+- Performance monitoring
+
+## 🟡 Medium Priority: 15+ Tasks
+
+- Multi-language support
+- Advanced RAG (reranking, hybrid search)
+- Enhanced tool framework
+- Conversation features
+- Widget enhancements
+- Avatar enhancements
+- Tenant admin console
+- Content management UI
+- Compliance features
+
+## 🟢 Low Priority: 10+ Tasks
+
+- Proactive engagement
+- Human handoff
+- Analytics & insights
+- SDK development
+- API documentation
+- Development tools
+
+## 📊 Statistics
+
+- **Files Created**: 59 total files
+- **Code Files**: 40 (Go, TypeScript, React)
+- **Lines of Code**: ~5,000+
+- **Documentation**: 6 comprehensive guides
+- **Migrations**: 5 database migrations
+- **Scripts**: 2 startup scripts
+
+## ⏱️ Time Estimates
+
+- **Critical Tasks**: 10-16 days
+- **High Priority**: 2-3 weeks
+- **Medium Priority**: 1-2 months
+- **Low Priority**: Ongoing
+
+## 🎯 Recommended Next Steps (Priority Order)
+
+### Week 1: Real Service Integration
+1. Get API keys (Deepgram, ElevenLabs, OpenAI)
+2. Replace ASR mock
+3. Replace TTS mock
+4. Replace LLM mock
+5. Test with real APIs
+
+### Week 2: WebRTC Completion
+1. Implement SDP signaling
+2. Add ICE candidate handling
+3. Set up TURN server
+4. Test media streaming
+
+### Week 3: Avatar Setup
+1. Install Unreal Engine
+2. Create project
+3. Import character
+4. Configure PixelStreaming
+5. Package for deployment
+
+### Week 4: Production Hardening
+1. Security audit
+2. Testing suite
+3. Monitoring setup
+4. Documentation
+5. Deployment
+
+## 📋 Full Details
+
+See `COMPLETE_TASK_LIST.md` for:
+- Detailed task descriptions
+- Recommendations
+- Suggestions for enhancement
+- Testing requirements
+- Production readiness checklist
+