Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

docs/specs/README.md

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+# Technical Specifications Index
+
+This directory contains comprehensive technical specifications for all major components of the ChainID 138 Explorer+ and Virtual Banking VTM Platform.
+
+## Directory Structure
+
+- [infrastructure/](./infrastructure/) - Infrastructure and node layer specifications
+- [indexing/](./indexing/) - Indexing pipeline specifications
+- [database/](./database/) - Database architecture specifications
+- [api/](./api/) - API layer specifications
+- [mempool/](./mempool/) - Mempool and real-time specifications
+- [multichain/](./multichain/) - Multi-chain architecture specifications
+- [ccip/](./ccip/) - CCIP integration specifications
+- [actions/](./actions/) - Action layer specifications
+- [banking/](./banking/) - Banking layer specifications
+- [vtm/](./vtm/) - Virtual Teller Machine specifications
+- [frontend/](./frontend/) - Frontend architecture specifications
+- [xr/](./xr/) - XR experience specifications
+- [security/](./security/) - Security and privacy specifications
+- [observability/](./observability/) - Observability specifications
+- [deployment/](./deployment/) - Deployment and operations specifications
+
+## Documentation Standards
+
+Each specification document follows a standard structure:
+
+1. **Overview**: High-level description
+2. **Architecture**: System design with diagrams
+3. **Data Models**: Schemas and interfaces
+4. **API Contracts**: Request/response formats
+5. **Algorithms**: Key algorithms and data structures
+6. **Integration Points**: How components integrate
+7. **Security Considerations**: Security requirements
+8. **Performance Requirements**: Latency, throughput, scalability targets
+9. **Implementation Guidelines**: Code structure and patterns
+10. **Testing Strategy**: How to test the component
+11. **Monitoring & Observability**: What to monitor
+
+## Quick Links
+
+### Phase 0 (Foundations)
+- [Infrastructure Specifications](./infrastructure/)
+- [Indexing Pipeline](./indexing/)
+- [Database Schema](./database/)
+- [API Gateway](./api/api-gateway.md)
+- [REST API](./api/rest-api.md)
+
+### Phase 1 (Blockscout+ Parity)
+- [Contract Verification](./indexing/verification-pipeline.md)
+- [Search Index](./database/search-index-schema.md)
+- [GraphQL API](./api/graphql-api.md)
+- [WebSocket API](./api/websocket-api.md)
+
+### Phase 2-6 (Advanced Features)
+- See respective directories for multi-chain, CCIP, actions, banking, VTM, and XR specifications
+
+## References
+
+- [Platform Plan](../../chain_id_138_explorer_virtual_banking_vtm_platform_plan.md) - High-level platform plan
+- Existing Blockscout Integration: See `../../docs/BLOCKSCOUT_COMPLETE_SUMMARY.md`
+