Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

docs/PRE_DEPLOYMENT_VERIFICATION.md

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+# Pre-Deployment Verification Report
+
+**Date**: 2025-12-24  
+**Purpose**: Thorough verification before re-deploying contracts
+
+---
+
+## 🔍 Verification Results
+
+### 1. TokenFactory138
+
+#### Address: `0xf6dC5587e18F27Adff60E303fDD98F35b50FA8a5`
+- **Code Size**: 3 bytes (NOT DEPLOYED)
+- **Balance**: 0 wei
+- **Nonce**: 0
+- **Storage[0]**: Empty
+- **Transaction Count**: 0
+
+#### Previous Address: `0x6DEA30284A279b76E175effE91843A414a5603e8`
+- **Status**: ⚠️ Also shows no code (3 bytes)
+- **Note**: This was the original failed deployment address
+
+### 2. SettlementOrchestrator
+
+#### Address: `0x79c6936abdb6d42f31C61138B4635cc910227624`
+- **Code Size**: 3 bytes (NOT DEPLOYED)
+- **Balance**: 0 wei
+- **Nonce**: 0
+- **Storage[0]**: Empty
+- **Transaction Count**: 0
+
+#### Previous Address: `0x0127B88B3682b7673A839EdA43848F6cE55863F3`
+- **Status**: ⚠️ Also shows no code (3 bytes)
+- **Note**: This was the original failed deployment address
+
+---
+
+## 📊 Analysis
+
+### Findings
+
+1. **Both addresses show no deployed code**:
+   - Code size of 3 bytes indicates empty address
+   - No transaction history
+   - No storage data
+   - Zero balance and nonce
+
+2. **Previous addresses also failed**:
+   - Original deployment attempts failed
+   - Re-deployment attempts also failed
+   - Both addresses are empty
+
+3. **No alternative addresses found**:
+   - Only these two addresses in .env
+   - No successful deployment found
+
+---
+
+## ⚠️ Issues Identified
+
+### Potential Causes for Failed Deployments
+
+1. **Constructor Parameters**:
+   - May require specific parameters that weren't provided
+   - Parameters might be incorrect or missing
+
+2. **Gas Limits**:
+   - Contracts might be too large for provided gas limits
+   - Gas estimation might be incorrect
+
+3. **Dependencies**:
+   - Contracts might depend on other contracts not yet deployed
+   - Missing required addresses in constructor
+
+4. **Compilation Issues**:
+   - Contracts might not compile correctly
+   - Missing dependencies or imports
+
+5. **Network Issues**:
+   - Transactions might be reverting silently
+   - Network might have restrictions
+
+---
+
+## 🔧 Recommended Actions
+
+### Before Re-Deploying
+
+1. **Verify Contract Source Code**:
+   - Check if contracts compile successfully
+   - Verify all dependencies are available
+   - Ensure constructor parameters are correct
+
+2. **Check Deployment Scripts**:
+   - Review `DeployChain138.s.sol` for TokenFactory138
+   - Review SettlementOrchestrator deployment script
+   - Verify all required environment variables are set
+
+3. **Verify Dependencies**:
+   - Ensure all required contracts are deployed
+   - Check that all addresses in constructor are valid
+   - Verify OpenZeppelin contracts are available
+
+4. **Test Deployment Locally**:
+   - Try deploying on a local testnet first
+   - Verify gas estimates
+   - Check for any revert reasons
+
+5. **Check Transaction Receipts**:
+   - If transactions were sent, check receipts for revert reasons
+   - Look for error messages in transaction logs
+
+---
+
+## 📝 Next Steps
+
+### Option 1: Investigate Further
+- Check deployment logs for error messages
+- Review transaction receipts if transactions were sent
+- Verify contract compilation and dependencies
+
+### Option 2: Re-Deploy with Corrections
+- Fix any identified issues
+- Use correct constructor parameters
+- Increase gas limits if needed
+- Deploy with proper dependencies
+
+### Option 3: Verify Addresses
+- Confirm these are the correct addresses
+- Check if contracts were deployed elsewhere
+- Verify network/chain ID
+
+---
+
+## ✅ Verification Checklist
+
+- [x] Code size checked (both addresses)
+- [x] Balance checked (both addresses)
+- [x] Nonce checked (both addresses)
+- [x] Storage checked (both addresses)
+- [x] Transaction history checked
+- [x] Previous addresses checked
+- [x] .env addresses verified
+- [ ] Deployment scripts reviewed
+- [ ] Constructor parameters verified
+- [ ] Dependencies checked
+- [ ] Gas limits verified
+- [ ] Compilation verified
+
+---
+
+**Last Updated**: 2025-12-24  
+**Status**: ⚠️ **Verification Complete - Ready for Investigation**
+