Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

NPMPLUS_UPDATE_COMPLETE.md

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+# NPMplus Update Complete
+
+**Date**: 2026-01-21  
+**Action**: Updated NPMplus to `zoeyvid/npmplus:2026-01-20-r2`
+
+---
+
+## Update Status
+
+### ✅ Update Completed
+
+- **Old version**: `zoeyvid/npmplus:latest`
+- **New version**: `zoeyvid/npmplus:2026-01-20-r2`
+- **Container**: Recreated with new image
+- **Volumes**: Preserved (data and certificates)
+
+---
+
+## What Changed
+
+According to the [release notes](https://github.com/ZoeyVid/NPMplus/releases/tag/2026-01-20-r2):
+
+### Improvements
+- ✅ Fixed zstd module CPU usage issue
+- ✅ Added unzstd module (always enabled)
+- ✅ Fixed login as other user
+- ✅ Added AI/crawler bot blocking feature
+- ✅ Certbot checks for renewals every 6 hours
+- ✅ Dependency and language updates
+
+### Important Notes
+- ⚠️ **PowerDNS DNS plugin replaced** - If you were using PowerDNS, certificates need to be **recreated** (not renewed)
+
+---
+
+## Verification
+
+### Test 1: Container Status
+```bash
+pct exec 10233 -- docker ps --filter name=npmplus
+```
+**Expected**: Container running with image `zoeyvid/npmplus:2026-01-20-r2`
+
+### Test 2: NPMplus Accessibility
+```bash
+curl -I http://192.168.11.167:80
+```
+**Expected**: HTTP 200, 301, 302, or 308
+
+### Test 3: Proxy Functionality
+```bash
+curl -H "Host: explorer.d-bis.org" http://192.168.11.167:80
+```
+**Expected**: HTTP 200 (proxies to VMID 5000)
+
+### Test 4: External Access
+```bash
+curl -I https://explorer.d-bis.org
+```
+**Expected**: HTTP 200, 301, or 302 (external access working)
+
+---
+
+## Post-Update Checklist
+
+- [ ] Verify NPMplus dashboard: `https://192.168.11.167:81`
+- [ ] Check all proxy hosts are still configured
+- [ ] Test external access to explorer
+- [ ] If using PowerDNS: Recreate certificates
+- [ ] Configure Let's Encrypt certificate for explorer.d-bis.org (if not done)
+
+---
+
+## Summary
+
+**Status**: ✅ **UPDATE COMPLETE**
+
+**Next Steps**:
+1. Verify all functionality is working
+2. Configure Let's Encrypt certificate (if needed)
+3. Test external access
+
+---
+
+**Action**: Verify NPMplus is working correctly