Add full monorepo: virtual-banker, backend, frontend, docs, scripts, deployment

Co-authored-by: Cursor <cursoragent@cursor.com>

.gitignore

@@ -5,10 +5,14 @@ vendor/
 # Build outputs
 dist/
 build/
-*.min.js
-*.min.css
+.next/
+*.exe
+*.exe~
+*.dll
+*.so
+*.dylib
 
-# Environment files
+# Environment variables
 .env
 .env.local
 .env.*.local
@@ -28,16 +32,16 @@ Thumbs.db
 *.log
 logs/
 
+# Database
+*.db
+*.sqlite
+
 # Temporary files
 tmp/
 temp/
 *.tmp
 
-# Deployment
-deployment/.env
-deployment/secrets/
-
-# Testing
-coverage/
-.nyc_output/
-
+# Go
+*.test
+*.out
+go.work