Fix all placeholders and hardcoded values

- Make transactionId and batchId required parameters in E&O uplift functions
- Move BIC code to configurable institution-config in utils package
- Update effective dates to use current date instead of hardcoded 2024-01-01
- Add placeholder review documentation
- Comment out console.log in retention policy (production TODO)
- All critical placeholders resolved

packages/rules-engine/src/threshold.js

@@ -0,0 +1,40 @@
+import { getDefaultConverter } from '@brazil-swift-ops/utils';
+import { getConfig } from './config';
+export function evaluateThreshold(transaction) {
+    const config = getConfig();
+    const converter = getDefaultConverter();
+    const usdEquivalent = converter.getUSDEquivalent(transaction.amount, transaction.currency);
+    const threshold = config.threshold.usdReportingThreshold;
+    const requiresReporting = usdEquivalent >= threshold;
+    return {
+        passed: true,
+        transactionAmount: transaction.amount,
+        currency: transaction.currency,
+        usdEquivalent,
+        threshold,
+        requiresReporting,
+        rationale: requiresReporting
+            ? `Transaction amount (${transaction.amount} ${transaction.currency} = ${usdEquivalent.toFixed(2)} USD) exceeds reporting threshold of ${threshold} USD. Reporting to Banco Central required.`
+            : `Transaction amount (${transaction.amount} ${transaction.currency} = ${usdEquivalent.toFixed(2)} USD) is below reporting threshold of ${threshold} USD.`,
+    };
+}
+export function createThresholdRuleResult(check) {
+    const severity = check.requiresReporting ? 'Warning' : 'Info';
+    const decision = check.requiresReporting ? 'Hold' : 'Allow';
+    return {
+        ruleId: 'threshold-check',
+        ruleName: 'USD Equivalent Threshold Check',
+        passed: true,
+        severity,
+        decision,
+        rationale: check.rationale,
+        details: {
+            transactionAmount: check.transactionAmount,
+            currency: check.currency,
+            usdEquivalent: check.usdEquivalent,
+            threshold: check.threshold,
+            requiresReporting: check.requiresReporting,
+        },
+    };
+}
+//# sourceMappingURL=threshold.js.map