e3328725b4
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Closes gap-analysis v2 §7.6 / §10.7. - Adds DEFAULT_PHASE_TIMEOUTS: Record<TransactionState, number | null> to orchestrator/src/types/transactionState.ts, covering all 12 states of the §8 state machine with rationale-per-state comments. - getPhaseTimeoutMs(state) honours per-state env overrides (PHASE_TIMEOUT_<STATE>=<ms>; '0' disables; invalid → default). - CLOSED is the only state with a null (no-timeout) value. - 9 unit tests; full suite passes.